What We Cover

Protection for every
part of your world.

We work with top-rated carriers to offer coverage that fits your needs — not a one-size-fits-all policy.

Why Christopher Garcia Insurance Agency

Your interests come
first, always.

As an independent agency, we access dozens of insurers with no obligation to push any single company — unbiased advice, competitive pricing.

Get in Touch

Ready to find the
right coverage?

Fill out a quote form, schedule a call, or send us a text. We'll be back in touch within one business day.

Referral Program

Know someone who needs insurance?

Refer a friend, family member, or colleague and earn rewards when they get covered. It only takes a minute to share.

Our Mission

"Your interests come first, always."

That's not just a tagline — it's the standard we hold ourselves to every day. Whether you're shopping for your first policy or restructuring coverage for a growing business, we take the time to understand your situation and find the best possible solution.

Where We Are

Serving San Diego and beyond.

We're located at 3065 Beyer Blvd in San Diego, CA 92154 — and we serve clients across California. Prefer to meet in person? Give us a call and we'll set something up.

Why Choose Us

Trucking specialists in your corner.

Ready to Get Covered?

Get a free trucking quote today.

Fill out a quick form and we'll compare rates from our trucking-specialized carrier partners to find the best fit for your operation.

Who We Work With

Built for professionals
who serve clients.

If your clients need insurance — and they do — we make it easy to refer them and ensure they're properly covered. We work with:

1. Information We Collect

We collect personal information you provide directly to us when you request an insurance quote, submit a form, schedule a call, apply for a position, or contact us. This may include:

• Name, address, phone number, and email address
• Date of birth and driver's license information (for auto and trucking quotes)
• Vehicle, property, and business information relevant to your insurance needs
• Employment and income information (where required for underwriting)
• Website usage data (pages visited, browser type, IP address) collected automatically

2. How We Use Your Information

We use the information we collect solely to:

• Provide insurance quotes and connect you with appropriate carriers
• Service your existing insurance policies and process claims
• Communicate with you about your coverage, renewals, and policy changes
• Comply with legal and regulatory obligations
• Improve our website and services

3. California Insurance Privacy — IIPPA Notice

Pursuant to the California Insurance Information and Privacy Protection Act (California Insurance Code §§ 791–791.27), we are required to notify you of our information practices in connection with insurance transactions:

• Information Sources: We collect information directly from you, from insurance carriers, and from other sources permitted by law (such as motor vehicle records or prior insurance history) as needed to underwrite your policy.
• Disclosure to Third Parties: We share your information only with insurance carriers, reinsurers, and service providers necessary to complete your insurance transaction. We do not share your information beyond what is required to service your policy.
• Your Right to Access: You have the right to request access to personal information we have collected about you in connection with an insurance transaction.
• Your Right to Correct: You have the right to request correction of inaccurate personal information we hold about you.
• Opt-Out of Sharing: To the extent we share any non-transaction personal information, you have the right to opt out. Contact us at the information below to exercise this right.

4. California Consumer Privacy Act (CCPA) — Your Rights

If you are a California resident, you have the following rights under the CCPA (as amended by the CPRA), effective January 1, 2026:

• Right to Know: You may request that we disclose what personal information we have collected about you, the sources, the purposes, and any third parties with whom it has been shared.
• Right to Delete: You may request deletion of your personal information, subject to certain exceptions.
• Right to Correct: You may request correction of inaccurate personal information we hold about you.
• Right to Opt-Out of Sale/Sharing: We do not sell or share your personal information. No opt-out is required, but you may contact us to confirm this practice.
• Right to Non-Discrimination: We will not discriminate against you for exercising any of your privacy rights.
• Right to Limit Sensitive Information: You may request that we limit the use of your sensitive personal information to what is necessary to provide our services.

To exercise any of these rights, contact us at info@broadinsurancegroup.com or call (866) 325-5974. We will respond within 45 days as required by law.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction. Form submissions are handled through JotForm, which maintains its own security certifications. Payment processing is handled through a secure third-party payment platform and we do not store payment card information.

6. Third-Party Services

Our website uses the following third-party services, each subject to their own privacy policies: JotForm (form collection), Calendly (appointment scheduling), Tidio (live chat), and Referral Carrot (referral program). We encourage you to review the privacy policies of these services.

7. Contact Us

For any privacy-related questions, requests, or to exercise your rights:

This privacy policy is provided for informational purposes and is not legal advice. Christopher Garcia Insurance Agency recommends consulting with a licensed attorney for legal compliance guidance specific to your situation. This policy is subject to change; the current version will always be posted on this page.